It adds a layer of protection to your precious asset, ensuring your peace of mind. Safety First, Financial Security, Complete Assurance
FAQs (frequently asked questions)
What is a gold loan, and how does it work?
A gold loan allows you to borrow money by pledging your gold as collateral. The loan amount is based on the gold's value, and you can repay it in easy installments or at the end of the tenure.
What documents are required to apply for a gold loan?
Interest rates start as low as, varying based on the loan amount, tenure, and other factors.
Can I prepay my gold loan before the tenure ends?
Yes, you can prepay your loan anytime without incurring prepayment penalties.
How much loan can I get against my gold?
You can get up to 75-90% of your gold's market value, depending on its purity and weight, as per regulatory guidelines.
How quickly will I receive the loan amount?
Once the gold is evaluated and verified, the loan is disbursed within minutes, either in cash or directly to your bank account.
What happens if I fail to repay the loan on time?
If you cannot repay on time, contact us to explore extension options. However, in case of a prolonged default, the pledged gold may be auctioned to recover the loan amount.
What is the minimum and maximum tenure for a gold loan?
Depending on your repayment preferences.
Can I apply for a gold loan online?
Yes, you can start your application online by filling out the form on our website. However, the gold valuation requires an in-branch visit.
Our Happy Clients
Rohit Kumar
I was amazed at how quickly AUSN Finance processed my gold loan. The entire process was smooth, Highly recommend!
Sneha Roy
I compared multiple lenders, but AUSN Finance offered the best interest rates for my gold loan. It saved me a lot of money. Truly a reliable choice!
Vikram Shah
The staff at AUSN Finance was extremely helpful and guided me through every step. Their customer service is top-notch!
Meera Iyer
Starting my gold loan application online saved me so much time. AUSN Finance website is user-friendly and efficient.
